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May 27, 2016 – This GoToby.com House of the Week offers so much. Built in 1993, it’s located in the quiet Monterrey neighborhood within Hammock Dunes, Flagler County’s most prestigious private Oceanside community.
May 27, 2016 – Pending home sales rose for the third consecutive month in April and reached their highest level in over a decade, according to the National Association of Realtors®. All major regions saw gains in contract activity last month except for the Midwest, which saw a meager decline. What is driving the increase?
May 25, 2016 – A new NAHB study shows that, on average, regulations imposed by government at all levels account for 24.3 percent of the final price of a new single-family home built for sale.
May 25, 2016 – For the second consecutive month, the average time to close all loans was 44 days, suggesting that new mortgage rules that took effect last fall have less of an impact delaying loans, according to Ellie Mae's latest Origination Insight Report.
May 24, 2016 – The Census Bureau has released the list of the fastest growing counties in the U.S. with populations over 100,000. Flagler County joins 13 other Florida counties on the top 100 list. Neighboring St Johns county ranks 15th. The report covers the estimated growth between July 1, 2014 and July 1, 2015.

May 22, 2016 – Florida Realtors® and National Association of Realtors® (NAR) have released their reports of April home sales. Flagler County numbers reflect the Florida market much more closely than the national market
PALM COAST, FL – May 19, 2016 – I get a lot of calls and emails from GoToby.com readers asking about one thing or another. Recently, three questions have popped up several times. So here are the answers.
May 18, 2016 – A panel of three experts in the hospitality industry sparred over how to protect property rights while leveling the field between hotels and short-term rentals.
May 17, 2016 – The delinquency rate for mortgage loans on one-to-four-unit residential properties remained unchanged from the previous quarter at a seasonally adjusted rate of 4.77 percent of all loans outstanding at the end of the first quarter of 2016. This was the lowest level since the third quarter of 2006. The delinquency rate was 77 basis points lower than one year ago, according to the Mortgage Bankers Association's (MBA) National Delinquency Survey.
May 15, 2016 – Commercial building permit activity is on the rise in Palm Coast. Several projects have moved forward since the May 5th GoToby.com update. The following list includes only those projects with a recent status change.
May 14, 2016 – You may have noticed your Wednesday News-Journal was a little heavier than usual. The News-Tribune insert included Flagler County’s officially advertised list of delinquent 2015 property taxes. These taxes became delinquent on April 1, 2016. An on-line Tax Certificate Sale for the listed properties began May 9, 2016. The Sale closes June 1, 2016.
May 13, 2016 – GoToby..com’s House of the Week is located in Island Estates, a two mile long private island circumscribed by the Intracoastal Waterway and Fox’s Cut, one of the last vestiges of the original Florida East Coast Canal.
May 12, 2016 – Many young adults struggle to become homeowners, with the student-debt burden delaying, in part, their ability to buy, according to speakers at a regulatory issues forum on student debt and homeownership at the 2016 Realtors® Legislative Meetings & Trade Expo going on this week in Washington, D.C.
May 9, 2016 — An uptick in sales activity amidst meager supply levels upheld the trend of unwavering price gains in an overwhelming majority of metro areas during the first quarter of the year, according to the latest quarterly report by the National Association of Realtors®.
May 9, 2016 – We’ve come a long way, Baby. Satellite images, 25 months apart (January 2014 to February 2016), tell the story of our area’s recovery from its role as poster child of the housing bubble. Google Earth gives a perspective we are unable to appreciate from ground level.
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Don "Toby" Tobin is a licensed real estate professional affiliated with Berkshire Hathaway HS Fortune Group Properties. Toby is a member of the Flagler County Association of Realtors®, the Florida Association of Realtors, Enterprise Flagler, Flagler Home Builders Association, and the National Association of Realtors.

GoToby.com proivdes real estate news, commentary, and analysis for Palm Coast and Flagler Country Florida, as well as Realtor® referrals and consultation to buyers, sellers, and developers.