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April 18, 2015 – The U.S. toughened mortgage-lending standards after the housing meltdown as a way to avoid a repeat performance – but have the new standards gone too far in the other direction? According to testimony by the National Association of Realtors® (NAR) Thursday, they have.
April 17, 2015 -- Lighthouse Harbor LLC has closed on the purchase of the former Lehigh Cement Plant site at the corner of Roberts Road and Colbert lane. The company intends to bring forward a mixed-use community called Lighthouse Harbor Marina Village on the 88-acre site.
April 17, 2015 – This week’s GoToby.com featured property is a 3 BR 2 BA condominium that comes with a membership to the award winning and amenity-rich Hammock Beach Club and Resort, operated by Salamander as a “Salamander Golf & Spa Resort.”
April 16, 2015 – State government tax revenue increased 2.2 percent, from $847.1 billion in fiscal year 2013 to $865.8 billion in 2014, the fourth consecutive increase, according to the U.S. Census Bureau’s 2014 Annual Survey of State Government Tax Collections.

April 15, 2015 – Yesterday, Fannie Mae (FNMA/OTC) announced the HomePath®Ready Buyer™ program, qualifying first-time homebuyers to receive up to three percent of the purchase price in closing cost assistance toward the purchase of a HomePath property, upon completion of an online homebuyer education course. On a $150,000 home, this could result in up to $4,500 in savings for the buyer. In addition, Fannie Mae will reimburse the $75 cost of the homebuyer education course at the time of closing.
April 15, 2015 – Under federal law, water heaters must be more energy efficient starting Thursday, April 16.
April 14, 2015 – Appraiser opinions of values were higher than homeowner estimates in 17 of the 27 metro areas (63 percent) measured by Detroit-based Quicken Loans.
April 14, 2015 – What has been billed as a contentious Wednesday hearing before Palm Coast’s Planning & Land Development Regulation Board (PLDRB) will likely be quiet. The developer has requested a continuance. Caught between a rock and a hard place, developer Jim Cullis and Discovery Senior Living will go back to the drawing board to overcome objections raised in a city staff report opposing a small-scale land use amendment.
April 13, 2015 – Palm Coast startup, Coastal Cloud, is pleased to announce that they have been spotlighted in ForbesCustom.com for being on the forefront of cloud based technology.
April 10, 2015 – RealtyTrac released its Residential Rental Property Analysis the first quarter of 2015 and found that the monthly house payment (median-priced three-bedroom home) is more affordable than the monthly fair market in 76 percent of U.S. counties included in the analysis.
April 9, 2015 --- In the case of Voss vs. PHPOA, Florida Seventh Judicial Circuit Court Judge Michael Orfinger determined Monday that the OHPOA’s interpretation of voting requirements to amend their Master Declaration was proper. The POA’s amendments were aimed toward eliminating and/or restricting short-term vacation rentals within the Ocean Hammock community.
April 8, 2015 – The Florida Legislature has taken a step to modernize Florida insurance laws by passing House Bill 273, which would give policyholders the option to receive insurance documents via email rather than regular mail delivery.
April 4, 2015 – Vacation home sales boomed in 2014 to above their most recent peak level in 2006, while investment purchases fell for the fourth straight year, according to an annual survey of residential homebuyers released by the National Association of Realtors® (NAR).
April 3, 2015 – A diverse group of housing industry stakeholders participated in a credit access symposium today to discuss how alternative credit scoring models could expand access to mortgage credit for responsible borrowers who may have thin credit histories or extenuating circumstances like medical debts.
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Don "Toby" Tobin is a licensed real estate professional affiliated with Watson Realty Corp. Toby is a member of the Flagler County Association of Realtors®, the Florida Association of Realtors, Enterprise Flagler, Flagler Home Builders Association, and the National Association of Realtors.

GoToby.com proivdes real estate news, commentary, and analysis for Palm Coast and Flagler Country Florida, as well as Realtor® referrals and consultation to buyers, sellers, and developers.